Refinance decision studio
See when a lower rate actually pays back.
Run your current loan against two refinance offers, mark how long you expect to keep the home, and keep the answers honest about closing costs, payment change, and the balance still sitting there later.
Offer board
Stress both refinance paths
Current
Offer A
Offer B
Break-even window
Watch the cash-flow crossover
Closing costs versus monthly payment change.